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Mortgage Rates
Here are a few of the variety of programs that Guaranty Bank Mortgage Center offers, as we continue to adapt to the new lending environment. Guaranty Bank strives to be competitive in rates, terms and fees. These rates are based on the following assumption of qualified clients for each program on a $150,000 Loan amount for a primary residence, purchase/rate term refinance to "80% Loan to Value LTV means that a 20% downpayment or equity required", with Escrow required and a qualifying credit score of 740 and above. These rates are standard rates and we encourage all clients to contact a Mortgage lender at 417-520-4333 for a customized or preferred rate opportunity. Please contact our office for Adjustable Rate Mortgage options and terms.

These payments do not include amounts for property taxes and homeowners insurance or private mortgage insurance premiums. The actual payment obligation will be greater. APR= Annual Percentage Rate
Loan Amount:      $


Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 4.500% 0.00% 4.622% $0.00
15 Year Fixed (Conforming) 3.875% 0.00% 4.095% $0.00
30 Year Fixed (FHA) 4.250% 0.00% 5.073% $0.00
30 Year Fixed (USDA-RHS) 4.375% 0.00% 4.845% $0.00
30 Year Fixed (VA) 4.250% 0.00% 4.484% $0.00
30 Year Fixed (Jumbo) 4.500% 0.00% 4.524% $0.00
Rates are subject to change without notice.
Rates last updated on 01/11/2019.
Kayla Jones, Residential Lender
Guaranty Bank
2144 E. Republic Road, Ste. F200, Springfield, MO  65804
Direct:  (417) 885-0546
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